Exness Account Types: What Each Account Type Offers, in Shillings (Uganda)
Five accounts, two entry tiers - and under about UGX 370,000 the deciding number is not the spread but how small a position the account will let you open, and how much margin that position ties up.
Open Exness Account →Under about UGX 370,000 the answer is Standard Cent, and the reason is size rather than spread: Standard's smallest position risks about $2.00, roughly UGX 7,400, on a 20-pip stop, against about UGX 74 on a cent position. Above that, Standard. Standard and Standard Cent open with no minimum initial deposit, Pro, Raw Spread and Zero from $200 - and the higher tier buys room to size positions up, not a cheaper trade. Minimum deposit applicable; may vary based on payment method or geographic location.
Two entry tiers, five accounts: where UGX 37,000 lands you
- Five types in two entry tiers: the lower one takes Standard and Standard Cent with no minimum initial deposit, about UGX 37,000, and the higher one Pro, Raw Spread and Zero from $200, about UGX 740,000. The per-type spreads, commissions and smallest positions are in the table below. Minimum deposit applicable; may vary based on payment method or geographic location.
- Two units carry every figure here. A pip is the fourth decimal place on a EUR/USD quote, and 0.01 lot - the smallest position size the platform allows - is worth about $0.10 for each pip it moves on a USD-quoted major. On a cent account that same step is worth a hundredth as much.
- Two more: a round turn is opening and closing one position once, and margin is what a position ties up while it is open, not what it risks. Free margin, rather than balance, is what decides whether a second position fits.
- Below the higher tier the only live question is Standard or Standard Cent, and size answers it: on a 20-pip stop - the price at which a position is closed to cap the loss - Standard's smallest position puts about UGX 7,400 behind one trade, where a cent position puts about UGX 74.
- Margin is the position's face value divided by the leverage, so it changes with the pair rather than with the account type: a pair quoted higher holds more than EUR/USD does at the same size, and the figures are in the tables below.
- On gold the smallest position is one ounce, and one ounce of margin at an illustrative 1:200 is more than a whole $10 balance - so on the lower tier gold is a cent-sized question or not a question at all.
- The account currency is chosen once, when the account is opened, and cannot be swapped afterwards; whether the shilling is on the list shown at that moment is checked in the client area before funding. Shillings convert into the account currency at funding, so the balance also moves against the shilling while it sits there.
- Leverage, the stop-out level, the symbol list, swap-free treatment and platform availability are set for the individual account in the client area, not by the tier.
- The account type does not change the overnight swap, which on a position held several nights is the larger number by some distance - so the type is worth arguing about for trades closed the same day and almost nothing to a position held a week.
- CFDs are leveraged, complex instruments and carry a high risk of losing money rapidly; the account type changes what a trade costs and how small it can be, never what the market pays.
Exness account types, entry balances converted at roughly UGX 3,700 to the dollar. Minimum deposit applicable; may vary based on payment method or geographic location.
| Type | What it costs to enter, USD and UGX | Smallest position it allows | What is charged | When it is the right one |
|---|---|---|---|---|
| Standard | Lower tier — no minimum | 0.01 lot - 1,000 units, about $0.10 a pip; margin about $5.69 on EUR/USD at an illustrative 1:200 | Spread only, $0 commission; EUR/USD measured at a median 0.8 pips on 25 July 2026, about $0.08 a round turn at 0.01 lot | A first live account on a balance that can absorb $2.00 on one 20-pip stop |
| Standard Cent | Lower tier — no minimum | 0.01 cent lot - 10 units, about $0.001 a pip, a hundredth of Standard's floor, on a narrower symbol list; margin about $0.06 | Spread only, $0 commission | Balances of about $100 (UGX 370,000) and below, or any stop wider than 20 pips |
| Pro | Higher tier - $200 (about UGX 740,000) | 0.01 lot, the same floor as Standard - what differs is the quoted spread, not the size | Spread only, $0 commission, from 0.1 pips - a published floor, not measured here | Tighter quotes without commission arithmetic, once positions are sized in whole lots |
| Raw Spread | Higher tier - $200 (about UGX 740,000) | 0.01 lot, with the commission charged on it at every size | Spread from 0.0 pips - a published floor, not measured here - plus up to $3.50 per side per lot, $7.00 a round turn per lot, about $0.07 at 0.01 lot | Instruments whose spread cost clears $7.00 a lot - GBP/USD does at a measured $10.00, USD/JPY does not at $6.10 |
| Zero | Higher tier - $200 (about UGX 740,000) | 0.01 lot, but the 0.0 pip figure applies only inside the published list | Spread plus commission from $0.20 per side per lot, from $0.40 a round turn, on the instruments the floor covers | Only instruments on the published list |
The decision is the entry tier, not the spread
Five options look like a complicated choice, but they sort into two groups: two accounts at the lower entry tier and three at the higher one. Below the higher tier the choice is already made, and the only live question is Standard or Standard Cent - the table above carries both entry balances in shillings, and the first table further down turns them into a verdict by what is actually being funded.
The cost gap between the tiers is cents a trade at these sizes, worked through further down. This page is about the choice itself: entry tier, position size, margin, and what the type fixes and what it does not. The price side, worked as round-turn cost per lot on measured spreads, is on fees and trading costs.
Standard versus Standard Cent, in actual numbers
Two units decide every figure below. A lot is the unit of position size: one standard lot is 100,000 units of the pair's base currency, the platform trades hundredths of it, and 0.01 lot is the smallest step allowed. That base currency is the first currency of the pair - not the currency the account itself is held in, which is chosen separately when the account is opened. A pip is the smallest standard step in a quote, the fourth decimal place on EUR/USD, so at 0.01 lot on a USD-quoted major one pip is worth about $0.10. Standard Cent counts in cent lots instead, a hundredth of a standard lot: 0.01 cent lot is 10 units and one pip is about $0.001.
A $10 balance on a cent account also shows as 1000 in the terminal, because the figure is displayed in cents rather than dollars. That single detail confuses more first-time cent traders than anything else on the platform: the balance did not multiply, the unit changed.
A 20-pip loss on Standard's smallest position costs $2.00 whatever the balance - 20% of a Standard account, 2% of a $100 account - and two cents on Standard Cent. A stop is the price at which a position is closed to cap the loss, and $2.00 is not a ceiling: the risk is the smallest position multiplied by the stop, so a 10-pip stop is $1.00 and a 40-pip stop is $4.00.
Gold is where that arithmetic changes shape, because 0.01 lot of gold is one ounce, so the stop measured in dollars is the loss measured in dollars - set against an average day's range of $77.19 an ounce, published on volatility, with the contract detail on gold trading. The table below works both cases through. The full worked sizing example on a small balance is on forex trading in Uganda.
Cost is only half of what a small balance has to cover. Margin is the other half: 0.01 lot of EUR/USD holds about $5.69 at an illustrative 1:200 - 1,000 units at an ask of 1.1372, divided by 200 - roughly UGX 21,000, more than half a $10 balance and about 3% of $200. Margin is the position's face value divided by the leverage, so a pair quoted higher holds more and one quoted lower holds less: GBP/USD at the same size and leverage holds roughly a dollar more. The same position on Standard Cent holds about $0.06.
Free margin rather than balance is what decides whether a second position can be opened, which is why a $10 Standard account is a one-position account and a $10 cent account is not. It is also a tighter ceiling than the stop suggests: one 0.01-lot EUR/USD position on a $10 balance starts with a margin level near 176 per cent, equity of $10 against $5.69 of margin, so the adverse move that reaches the stop-out level shown for the account is several dozen pips rather than the 20 the stop assumed. On that balance the stop-out arrives before a second position is ever a question.
The other half of the cent arithmetic is why cent accounts get abandoned. The hundredth applies to gains too: 20 pips in favour returns about $0.02 on the smallest cent position. Sized properly, a $10 cent account makes and loses cents, a good week reads as pocket change, and the temptation is to multiply the size until the numbers feel worth watching - at which point the account carries the same risk as a Standard position and the reason for opening it has gone. Standard Cent is a way to learn sizing and to survive mistakes at $10, not a way to grow $10 into something. Whoever finds cent-sized results frustrating has learned the useful thing: it is the balance, not the account type, that is too small.
Whether gold is carried on a given type is settled in one look: open a demo of that type, search XAUUSD in Market Watch, and if the symbol is not there it is not on the type. If it is not on the cent account, the answers for a sub-$200 balance are a larger balance or a different instrument, and there is no third. The lot size calculator converts a chosen risk in dollars into the size that carries it on either account.
The higher tier: Pro, Raw Spread and Zero
Pro keeps the $0-commission model at a tighter quoted spread, from 0.1 pips, so nothing new has to be calculated: the whole difference against Standard is the spread differential in dollars per lot, and at 0.01 lot that is cents. Only the Standard feed is measured on this site - the figures quoted for Pro, Raw Spread and Zero are published floors rather than readings, and how steady a quote actually is over a session is a separate question, measured on spread stability.
Raw Spread quotes from 0.0 pips and charges up to $3.50 per side per lot, so $7.00 a round turn per lot is the bar a commission account has to clear. On the measured Standard feed USD/JPY costs $6.10 a round turn - below the commission alone - so Standard is the cheaper account there at any size. The instrument-by-instrument working, including gold, is on fees; latency and slippage measured on real orders are on execution.
Zero prices 0.0 pips only inside a defined list of top instruments published in the client area, and charges from $0.20 per side per lot on the instruments that floor covers - from $0.40 a round turn. Outside the list the 0.0 figure does not apply and the commission still does, so reading the list against the symbols actually traded is the whole question on Zero. Where the floor rate does apply, the gap against Standard's measured $8.00 a lot on EUR/USD is real money at whole-lot size - which is a sizing case, not a $200-balance case.
What the higher tier asks for settles it for most balances of this size. The extra capital is committed rather than spent, and at 0.01 to 0.05 lot the gap it unlocks is measured in cents: about a cent a round turn against Raw Spread on EUR/USD, where $8.00 of measured spread meets $7.00 of commission, and up to about seven cents against Pro's published 0.1 pip floor - and those floors are set against a measured median rather than like for like, since the raw-side spread was not measured here. Cents a trade is not a reason to commit several times a whole lower-tier balance. What the extra capital actually buys is headroom to size positions up, and the tier only turns into a cost decision once those positions are routinely measured in whole lots, where the same gap is worth a dollar or more each time.
The account currency, and the shilling
The account currency is chosen when the account is opened and cannot be swapped afterwards, so it is worth a minute before funding rather than a discovery after. Whether the shilling appears on the list shown at that moment is checked in the client area; where it does not, the question in Uganda is not whether to hold shillings but which foreign currency to hold instead. Instruments are quoted in USD and every measured figure on this site is stated in dollars per lot - spreads on live spreads, overnight costs on swap rates, totals on trading costs - so a USD account lets those be checked against the platform without a second conversion in the way.
A shilling balance crosses the rate once, at funding, not on every trade; where funding and withdrawal both go through shillings, it is crossed twice over the life of the account, and that round trip applies to the extra capital the higher tier asks for exactly as it applies to trading capital. That is why conversion, rather than the spread, is the largest single cost on a $50 to $200 balance - worked through on fees, with the shilling arithmetic itself on forex trading in Uganda. Money already inside the client area moves between a trader's own accounts without going back through the shilling, so where both are in the same account currency a Cent account opened first and a Standard account added later costs one conversion rather than two.
That choice has a second effect, easy to miss when everything on screen is in dollars: a USD balance funded from shillings is a position in USD against the shilling as well as whatever is on the chart. Left untouched for six months it is worth more or fewer shillings than on the day it was funded, before a single trade. That is not an argument either way - it is an argument for converting the platform total back at the day's rate, on the currency converter, before deciding whether the account is up.
What the type does not change
The account type changes what a trade costs and how small it can be. It does not change the risk: every type is a leveraged CFD account exposed to the same market, and CFDs are leveraged, complex instruments that carry a high risk of losing money rapidly.
The symbol list and the platforms available are a different matter: they are set per account, shown in the client area when it is opened, and not identical across the five - Zero prices 0.0 pips only on its published list, and a cent account does not carry every symbol Standard does. Check that the symbol intended for trading is present on the type before funding.
Nor does the type change the overnight swap. It is set per instrument and per direction and is identical across all five types: on gold the measured overnight cost is $48.28 a lot to hold long, against a measured round-turn spread of $24.00, so one night of carry costs twice the entry - and a forex or gold position carried into Wednesday is charged three nights at once, while indices and crypto take their triple charge on Friday. That sets the order of the decision: the type is worth arguing about for positions closed the same day and almost nothing to a position held a week. The measured figures are on swap rates.
If losses eat the margin behind a position, the platform closes it automatically at the stop-out level shown for that account. That mechanism cannot act while the market is shut, so a weekend gap can reopen past the stop-out point; what applies to the account in that case is set out in the client agreement, which is worth reading before funding. The one input that stays under a trader's control is position size, and it has to be read off the instrument rather than assumed: 0.01 lot is about $0.10 a pip on a USD-quoted major, about $0.06 a pip on USD/JPY on the measured figures, and one ounce on gold, where a dollar of stop is a dollar of risk. A cent position is a hundredth of each.
The swap-free option is shown against the account type in the client area when the trading account is created - the mechanics, and the administrative fee that replaces the swap, are on the swap-free page. A free demo account can be run alongside any live account, and more than one live account can be held at once: a common arrangement is a Cent account for testing sizing and a Standard account for positions that have earned the size.
The type does not change how funds leave, either. The majority of withdrawals are processed automatically, providing quick, 24/7 access to funds. Processing times may vary depending on the chosen payment method.
Choosing in five questions
- How much are you funding? Under the higher entry tier the choice narrows to Standard or Standard Cent, and the tier above is a different commitment rather than a small step up.
- How small do your positions need to be? Standard's smallest step puts about UGX 7,400 behind a 20-pip move on a major, and about a dollar for every dollar of stop on gold; Standard Cent's puts a hundredth of that. If that figure is 2% or more of the balance, or the stop you need is wider than 20 pips, take Standard Cent.
- What account currency do you want? It is chosen when the account is opened and cannot be swapped afterwards. Instruments are quoted in USD, so a USD account needs no second conversion - convert your shilling figure first on the currency converter.
- On the higher tier, compare the round-turn cost per lot on the instruments you actually trade - the spread in dollars on Pro against the spread plus commission on Raw Spread or Zero, using the measured figures on trading costs. The cheaper account is the same at any size; only the money value of the difference changes.
- Still undecided? Open a free demo account and place the smallest position on the instrument you intend to trade - it shows what 0.01 lot actually moves, and what margin it holds, before any money is funded. Under $100 and still weighing it, Standard Cent is the account that survives a sizing mistake at this balance.
- The account type is set when the account is opened, so the last question is where to open it: the sign-up sequence is on how to open an account.
The account type is set when an account is opened - a different type is added by opening an additional account in the client area, and existing positions are not migrated between accounts.
What to open, by what you are funding
| You are funding | In shillings | What 0.01 lot on Standard risks on a 20-pip stop | Open this |
|---|---|---|---|
| $10 to $50 | about UGX 37,000 to 185,000 | $2.00 - 4% to 20% of the account | Standard Cent. Standard's smallest position is too large for this balance at any stop width |
| $50 to $100 | about UGX 185,000 to 370,000 | $2.00 - 2% to 4% | Standard Cent |
| $100 to $200 | about UGX 370,000 to 740,000 | $2.00 - 1% to 2% | Standard if the stops used are 20 pips or narrower; Standard Cent if they are wider, since the risk rises with the stop |
| $200 and above | about UGX 740,000 and above | $2.00 - 1% or less | Standard. Pro, Raw Spread and Zero become a real question only once positions are measured in whole lots |
Shilling figures at roughly UGX 3,700 to the dollar, illustrative only; convert at the day's rate before funding. The $2.00 is 0.01 lot on Standard against a 20-pip stop - a wider stop risks proportionally more, and gold is a different case because 0.01 lot there is one ounce. Minimum deposit applicable; may vary based on payment method or geographic location. CFDs are leveraged, complex instruments and carry a high risk of losing money rapidly.
What one stop risks at the smallest position each type allows
| Trade and stop | Standard, 0.01 lot | Standard Cent, 0.01 cent lot | Share of a $10 balance |
|---|---|---|---|
| EUR/USD, 20-pip stop | $2.00 (about UGX 7,400) | $0.02 (about UGX 74) | 20% |
| EUR/USD, 40-pip stop - an illustrative width, not a measured range | $4.00 (about UGX 14,800) | $0.04 (about UGX 148) | 40% |
| Gold, $19.30 stop - a quarter of the measured average day's range of $77.19 an ounce | $19.30 (about UGX 71,400) | $0.19 (about UGX 700) | 193% |
Arithmetic from the pip and contract values above, not a forecast: 0.01 lot on a USD-quoted major is about $0.10 a pip, while 0.01 lot on gold is one ounce, so a dollar of stop is a dollar of risk. Gold's average daily range of $77.19 an ounce is measured on this site's feed over the 14 days to 25 July 2026 and published on the volatility page; the EUR/USD stops are illustrative widths, not ranges. On the $10 tier the gold row is reachable only at cent size, and only if gold is on the type, which is checked on a demo of that type: on Standard the margin requirement blocks the trade before the stop does, because one ounce of margin at an illustrative 1:200 is the gold price divided by 200 - more than a whole $10 balance. Shilling figures at roughly UGX 3,700 to the dollar, illustrative only.
What each type can actually open, and what one 0.01-lot EUR/USD round turn costs
| Account | Smallest position | Margin it holds, 0.01 lot EUR/USD (illustrative 1:200) | Positions a $10 or $200 balance can margin | One 0.01-lot EUR/USD round turn |
|---|---|---|---|---|
| Standard | 0.01 lot | about $5.69 (about UGX 21,000) | one on $10, with $4.31 left free; about 35 on $200 | $0.08 at the measured median 0.8 pips |
| Standard Cent | 0.01 cent lot | about $0.06 (about UGX 210) | about 175 on $10; margin is never the limit at these balances | about $0.0008 |
| Pro / Raw Spread / Zero | 0.01 lot | about $5.69, the same as Standard | the tier opens at the higher entry balance - about 35 positions there | Pro about $0.01 at the published 0.1 pip floor; Raw Spread $0.07 of commission plus a spread from 0.0 pips; Zero from $0.004 of commission at the floor rate plus whatever the raw quote is, inside the published list only |
The counts are what margin allows rather than what sizing allows: one 0.01-lot position already puts 20% of a $10 balance behind a 20-pip stop. Below about $5.69 of free margin a Standard account cannot open even the smallest EUR/USD position - that is where the type stops being tradeable, and the cent account has no such floor at these balances. Margin scales with the price of the pair, so this figure is EUR/USD only; the client area shows the requirement for the symbol before the order is placed, and the leverage on an individual account changes the margin, not the $0.10 a pip. Commission is shown scaled straight down from the per-lot rate; whether a minimum per order applies at 0.01 lot is shown in the client area before the order is placed, and if one does, the micro-lot figures above are the floor rather than the charge. Only the Standard feed was measured here; the raw-side spread was not, so the other rows are published bounds rather than a verdict.
What the account type fixes - and what it does not
| Setting | Fixed by the type? | Where it is decided |
|---|---|---|
| Entry balance | Yes | The lower tier: Standard, Standard Cent. The higher tier: Pro, Raw Spread, Zero |
| Cost model | Yes | Spread only on Standard, Standard Cent and Pro; spread plus commission on Raw Spread and Zero |
| Smallest position | Yes | Cent lots on Standard Cent; standard lots on the other four |
| Instrument range | Partly | Narrower on Standard Cent; Zero prices 0.0 pips only on its published list - check the symbol in the client area |
| Overnight swap | No | Set per instrument and per direction, identical across the five types - measured figures on the swap rates page |
| Account currency | No | Chosen when the account is opened and not changed afterwards; instruments are quoted in USD |
| Leverage | No | Shown and set for the individual account in the client area |
| Stop-out level | No | Shown for the account in the client area and on the platform |
| Order execution | No | Set per account; latency and slippage measured on real orders are on the execution page |
| Platform (MT4, MT5, Exness Terminal, app) | No | Availability for a given account is shown when it is opened |
| Swap-free treatment | Partly | Shown against the type in the client area when the account is created |
| Demo | No | A free demo can be run alongside any live account |
Anything shown here as decided in the client area is set per account rather than per tier, so it is worth reading there before funding rather than assumed from the type.